It is well known that the most unprotected segments of the population in our country are young people and old people. In the housing issue, young people come out in the first place, as it enters into life, not having behind, Allgemein, not a single square meter. This is especially true for married couples.
The state tries, at the best, to facilitate the position of the young in this matter. There are many programs to provide young families throughout the country apartments. For example, in St. Petersburg for several years a project called “Youth-Available Housing” (MJ) has been operating for several years. What conditions does this program present to future applicants for a housing subsidy?
In the first place is age. Applicants should be at least 18 and not older than 35 Jahre, or the age of at least one of the spouses should not exceed the line of 35 Jahre.
Only city waiting lists, which are divided into two streams: can count on help:
awaiting improvement of living conditions;
standing for social hiring apartments.
To stand up, you should contact the LSO or MFC (multifunctional centers of public services g. St. Petersburg). Having received a certificate of registration, usually it takes 1-2 Monate, you can apply for participation in the program.
However, participation in the project does not mean instant issuance of a loan. There are a number of beneficiaries who get advantages in priority:
families having 3 or more children;
families living in communal services;
Project participants whose parents are already entitled to receive subsidies.
Only after processing these categories, the line reaches the rest of the applicants. There are two options for obtaining a loan on MJ: subsidy and an interest -free installment plan.
In the first case, the amount is calculated by a specific formula. The average cost of KV is taken into account. m. in the city, the presence of children, the birth or adoption of the child is taken into account even after receiving a loan.
In the second option, the cost of square meters is minimal. The city buys housing from the developer and gives it at cost to members of MJ. However, this offer has its weaknesses:
In order to get installments, you should accumulate at least 30% of the cost of the apartment, and this is at least 500 thousand today. rubles;
Here in this most simplified form the project “Youth – Available Housing” in the northern capital of Russia works. Natürlich, in order to become a member of this program, you should attach a lot of strength and show remarkable determination. However, the final result is its own apartment, fully justifies all the efforts and means.
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